Chumba Casino

Chumba Casino is the longest-running sweepstakes casino in the United States, launched in 2012 by VGW Malta Ltd. and now part of the VGW Holdings stable alongside LuckyLand Slots and Global Poker. In 2026 it remains playable in 47 US states (excluded: Washington, Michigan, and Idaho) and uses the dual-currency model that defines the sweepstakes category.

Overview

Chumba operates under the sweepstakes promotional model, not iGaming licensing. That means it is not regulated by state gaming commissions the way BetMGM or DraftKings are. Instead, it leans on federal sweepstakes law: players buy Gold Coins (GC) for entertainment, receive Sweeps Coins (SC) as a free bonus, and SC can later be redeemed for cash prizes at a rate of approximately 1 SC = $1 USD once players hit the 100 SC redemption minimum.

Welcome Bonus

The standing no-purchase welcome offer is 2,000,000 Gold Coins and 2 Sweeps Coins free at account creation — no deposit required. First-purchase packages typically layer additional Sweeps Coins on top of a GC bundle; the most common promo is a $9.99 package with 2 million GC plus bonus SC. Because SC are obtained as a free bonus on GC purchases (or via mail-in AMOE), the model stays legally compliant as a sweepstakes.

Game Library

Chumba carries roughly 100-150 titles, almost all VGW in-house or exclusive builds. Categories include:

• Slots (the majority of the catalog) including Stampede Fury, Wild Heist, and Reelin n Boomin
• Blackjack, Jacks or Better video poker
• Bingo rooms with live draws

Compared to a real-money casino the catalog is thin, and there is no third-party studio content (no Pragmatic, no NetEnt, no Evolution live dealer).

RTP & House Edge

VGW does not publish per-game RTP the way licensed operators do, which is a meaningful transparency gap. Anecdotal testing and VGW statements place most Chumba slots in the 92-96% range. Treat Chumba as entertainment with prize potential rather than an EV play — the math is opaque.

Banking

Gold Coin purchases accept Visa, Mastercard, Skrill, and online banking. Sweeps Coin redemptions pay out via bank transfer (ACH) or Skrill after a mandatory KYC verification. Redemption processing typically takes 2-5 business days after verification. The 100 SC minimum redemption is higher than some competitors.

Ongoing Promos

Chumba's signature ongoing feature is its escalating daily login bonus, which ramps up to roughly 600,000 GC and 3 SC on the seventh consecutive day. Additional free SC arrive via social media giveaways, email promotions, and the mail-in AMOE (a handwritten postcard mailed to VGW's address, which by law must be honored).

User Experience

Chumba runs as a browser-based app plus iOS/Android wrappers. The UI is dated compared to BetMGM or DraftKings, and load times lag. On the positive side, VGW has built a strong reputation for prompt SC redemptions and responsive KYC, and Trustpilot scores outpace most sweepstakes competitors.

Risks to know

The sweepstakes model lives in a gray regulatory area. Michigan, Washington, and Idaho have excluded Chumba, and other states have active reviews. If you live in a legal real-money iGaming state, a regulated operator will almost always be the better value.

The Bottom Line

Chumba Casino is the category leader in US sweepstakes and the default choice if you live in a state without legal real-money online casinos. VGW's track record on redemptions is its biggest asset. The game library is thin and RTP disclosure is nonexistent — play for fun, not for grind.